Consumer Terms: Click here for the full Consumer Terms

Service Description: Click here for the full Service Description

SBS Radio "New Years Competition": Click here for full terms and conditions on this competition.

Lucky Dragon Launch Promotion: Click here for the full terms and conditions of the "Lucky Dragon Scratch and Win ” Promotion.

Anytime Terms and Conditions: Rates shown in $A per minute (incl. GST) and are based on local access dialling unless mentioned otherwise. Calls using the access number 1800 429 637 incur a 9.9c per minute surcharge. A per minute surcharge of 13c applies for access using 1300 and other 1800 access numbers. Advertised minutes are calculated based on one continuous call on a $10 card. Card expires within 3 months of first use or last recharge. All calls are charged in incremental periods and charges are rounded up to the nearest cent. First 5 seconds of each call are free, the first period is charged at 30 seconds; all subsequent periods are charged at 3 minutes, rounded up to the nearest 3 minute period. There is a surcharge of 2c incurred after the first 30 second charging period, and a further 3c surcharge incurred at the end of the next 3 minute charging period. Calls to all Inmarsat and Premium services are blocked. Prices correct from 11/6/2008 and are subject to change without notice. Please visit our website at www.ppscards.com.au , OR call Customer Service on 1300 200 500 to check current prices. For full terms and conditions please visit to www.ppscards.com.au .

Lucky Dragon Terms and Conditions: Rates shown in $A per minute (incl. GST) and are based on local access dialling unless mentioned otherwise. Calls using the access number 1800 429 637 incur a 9.9c per minute surcharge. A per minute surcharge of 13c applies for access using 1300 and other 1800 access numbers. Advertised minutes are calculated based on one continuous call on a $10 card. From day of activation a daily service fee of 7c per day applies. Card expires within 3 months of first use or last recharge. All calls are charged in incremental periods and charges are rounded up to the nearest cent. First two periods are charged in increments of 5 minutes each; all subsequent periods are charged at 30 minutes, rounded up to the nearest 30 minute period. There is a surcharge of 10c incurred after the first 5 minute charging period, followed by a further 10c surcharge incurred at the end of the second 5 minute charging period. Calls to all Inmarsat and Premium services are blocked. Prices correct from 11/6/2008 and are subject to change without notice. Please visit our website at www.ppscards.com.au , OR call Customer Service on 1300 200 500 to check current prices. For full terms and conditions please visit to www.ppscards.com.au

Genie Terms and Conditions: Rates shown in $A per minute (incl. GST) and are based on local access dialling unless mentioned otherwise. Calls using the access number 1800 429 637 incur a 9.9c per minute surcharge. A per minute surcharge of 13c applies for access using 1300 and other 1800 access numbers. Advertised minutes are calculated based on one continuous call on a $10 card. From day of activation a daily service fee of 30c per day applies. Card expires within 3 months of first use or last recharge. All calls are charged in incremental periods and charges are rounded up to the nearest cent. The first three periods are charged in increments of 1, 3 then 6 minutes. All subsequent periods are charged in 10 minute increments, rounded up to the nearest 10 minute period – with the exception of calls to Egypt, Iran, Jordan, Lebanon, Syria, and UAE (incl. calls to mobiles), for which all subsequent increments are 20 minutes. There is a surcharge of 15c incurred after the first 1 minute charging period, followed by a further 10c surcharge incurred at the end of the first four minutes. Calls to all Inmarsat and Premium services are blocked. Prices correct from 11/6/2008 and are subject to change without notice. Please visit our website at www.ppscards.com.au , OR call Customer Service on 1300 200 500 to check current prices. For full terms and conditions please visit to www.ppscards.com.au

Lotus Terms and Conditions: Rates shown in $A per minute (incl. GST) and are based on local access dialling unless mentioned otherwise. Calls using the access number 1800 429 637 incur a 9.9c per minute surcharge. A per minute surcharge of 15c applies for access using 1300 and 20c for other 1800 access numbers. Advertised minutes are calculated based on one continuous call on a $10 card. From day of activation a daily service fee of 30c per day applies. Card expires within 3 months of first use or last recharge. All calls are charged in incremental periods and charges are rounded up to the nearest cent. The first three periods are charged in increments of 1, 5 then 10 minutes. All subsequent periods are charged in 10 minute increments, rounded up to the nearest 10 minute period – with the exception of calls to Cambodia, China, Fiji landlines, Hong Kong, Indonesia Jakarta, Japan landlines, Malaysia landlines, Korea South landlines, Taiwan landlines, Thailand, Tonga, Singapore, and Vietnam landlines, for which all subsequent increments are 20 minutes, and Fiji Mobiles, for which all subsequent increments are 30 minutes. There is a surcharge of 15c incurred after the first 1 minute charging period, followed by a further 20c surcharge incurred at the end of the first six minutes. Calls to all Inmarsat and Premium services are blocked. Prices correct from 11/6/2008 and are subject to change without notice. Please visit our website at www.ppscards.com.au , OR call Customer Service on 1300 200 500 to check current prices. For full terms and conditions please visit to www.ppscards.com.au

Wicket Terms and Conditions: Rates shown in $A per minute (incl. GST) and are based on local access dialling unless mentioned otherwise. Calls using the access number 1800 429 637 incur a 9.9c per minute surcharge. A per minute surcharge of 13c applies for access using 1300 and other 1800 access numbers. Advertised minutes are calculated based on one continuous call on a $10 card. From day of activation a daily service fee of 10c per day and 10c per week applies. Card expires within 3 months of first use or last recharge. All calls are charged in incremental periods and charges are rounded up to the nearest cent. First period is charged at 18 seconds. All subsequent periods are charged at 3 minutes, rounded up to the nearest 3 minute period, with the exceptions of India landlines, for which the second charging period is 3 minutes and then subsequent periods are 6 minutes, and Sri Lanka mobiles, for which the second and third charging periods are 3 and 9 minutes, and all subsequent periods 12 minutes. There is a surcharge of 10c incurred after the first 18 second charging period. Calls to all Inmarsat and Premium services are blocked. Prices correct from 11/6/2008 and are subject to change without notice. Please visit our website at www.ppscards.com.au , OR call Customer Service on 1300 200 500 to check current prices. For full terms and conditions please visit to www.ppscards.com.au

Globe Terms and Conditions: Rates shown in $A per minute (incl. GST) and are based on local access dialling unless mentioned otherwise. Calls using 1800 access numbers incur a 9.9c per minute surcharge. Advertised minutes are calculated based on one continuous call on a $10 card. From day of activation a service fee of 50c every second day applies. Card expires within 3 months of first use or last recharge. All calls are charged in incremental periods and charges are rounded up to the nearest cent. First two periods are charged at 3 minutes and 7 minutes respectively; all subsequent periods are charged at 20 minutes, rounded up to the nearest 20 minute period. Calls to all Inmarsat and Premium services are blocked. Prices correct from 11/6/2008 and are subject to change without notice. Please visit our website at www.ppscards.com.au , OR call Customer Service on 1300 200 500 to check current prices. For full terms and conditions please visit to www.ppscards.com.au

Zebra Dragon Terms and Conditions: Rates shown in $A per minute (incl. GST) and are based on local access dialling unless mentioned otherwise. Calls using the access number 1800 429 637 incur a 9.9c per minute surcharge. A per minute surcharge of 15c applies for access using 1300 numbers and 20c for other 1800 access numbers. Advertised minutes are calculated based on one continuous call on a $10 card. From day of activation a daily service fee of 20c per day applies. Card expires within 3 months of first use or last recharge. All calls are charged in incremental periods and charges are rounded up to the nearest cent. First two periods are charged at 30 seconds each. All subsequent periods are charged at 5 minutes, rounded up to the nearest 5 minute period, with the exceptions of Egypt, Eritrea, Ethiopia Mobiles, Ghana landlines, Kenya, Namibia landlines, Rwanda, Sierra Leone, and Uganda Mobiles, for which all subsequent periods are 10 minutes; and Ghana Mobiles, Mauritius, Somalia, Sudan, Uganda landlines, and Zimbabwe landlines, for which the third charging period is 10 minutes and then all subsequent periods are 20 minutes; and Ethiopia landlines, for which the third charging period is 20 minutes and then all subsequent periods are 10 minutes. There is a flagfall of 59c incurred at the beginning of each call, and a surcharge of 90c incurred after the first 30 second charging period. Calls to all Inmarsat and Premium services are blocked. Prices correct from 11/6/2008 and are subject to change without notice. Please visit our website at www.ppscards.com.au , OR call Customer Service on 1300 200 500 to check current prices. For full terms and conditions please visit to www.ppscards.com.au

Carnivale Terms and Conditions: Rates shown in $A per minute (incl. GST) and are based on local access dialling unless mentioned otherwise. Calls using the access number 1800 429 637 incur a 9.9c per minute surcharge. A per minute surcharge of 13c applies for access using 1300 and other 1800 access numbers. Advertised minutes are calculated based on one continuous call on a $10 card. From day of activation a daily service fee of 7c per day applies. Card expires within 3 months of first use or last recharge. All calls are charged in incremental periods and charges are rounded up to the nearest cent. The first charging period is charged at 1 minute; all subsequent periods are charged at 5 minutes, rounded up to the nearest 5 minute period. Calls to all Inmarsat and Premium services are blocked. Prices correct from 11/6/2008 and are subject to change without notice. Please visit our website at www.ppscards.com.au , OR call Customer Service on 1300 200 500 to check current prices. For full terms and conditions please visit to www.ppscards.com.au

King Call Terms and Conditions: Rates shown in $A per minute (incl. GST) and are based on local access dialling unless mentioned otherwise. Calls using the access number 1800 429 637 incur a 9.9c per minute surcharge. A per minute surcharge of 13c applies for access using 1300 and other 1800 access numbers. Advertised minutes are calculated based on one continuous call on a $10 card. Card expiry dates apply: $10 card – 2 months from first use or last recharge, $20 card – 3 months from first use or last recharge, $30 card – 4 months from first use or last recharge, $50 card – 6 months from first use or last recharge. Standard rates apply at off peak times between 2am- 9am AEST or AWST from WA. Surcharges apply in peak times - please see the rate chart for applicable surcharges. All calls are charged in 3 minute incremental periods and charges are rounded up to the nearest cent. Calls to all Inmarsat and Premium services are blocked. Prices correct from 11/6/2008 and are subject to change without notice. Please visit our website at www.ppscards.com.au , OR call Customer Service on 1300 200 500 to check current prices. For full terms and conditions please visit to www.ppscards.com.au