4 How we deal with your personal information
4.1 Collection, use and disclosure
(a) We may collect, use and disclose personal information about you , to decide whether to start, stop or limit supply to you of personal credit, the service or the products and services of other PPS group companies .
(b) We may collect, use and disclose personal information about you (which may include, for example, numbers called, time of call, location of call) for purposes related to the supply of the service (or for purposes which would be reasonably expected) including billing and account management, business planning and product development, and to provide you with information about promotions, as well as the products and services of PPS group companies and other organisations.
(c) We may collect, use and disclose personal information about you (which may include, for example, numbers called, time of call, location of call) for the purposes in paragraphs (a) and (b) above to or from:
(i) a credit reporting agency or credit provider,
(ii) another PPS group company ,
(iii) third parties who are not related to us , including our agents, dealers, contractors and franchisees,
(iv) suppliers who need access to your personal information to provide us with services to allow supply of the service , and
(v) joint venture partners of PPS group companies .
(d) We may be permitted or required by applicable laws to collect, use or disclose personal information about you (which may include, for example, numbers called, time of call, location of call), including to:
(i) the operator of the Integrated Public Number Database (IPND), which is an industry wide database of all public number customer data,
(ii) emergency services organisations, and
(iii) to law enforcement agencies and government agencies for purposes relating to the enforcement of criminal and other laws.
4.2 Opting-out
If you wish to only receive communications that are account-related or legally required, you may request not to receive other communications (that is, you may ‘opt out'). You will need to contact Customer Service to make a request to opt-out. We will not charge you for processing a request to opt-out.
4.3 Gaining access to and correcting your personal information
If you are an individual, you are entitled to:
(a) gain access to your personal information held by us , unless we are permitted or required by any applicable law to refuse such access, and
(b) correct any personal information held by us .
4.4 Providing your personal information
If you do not provide part or all of the personal information we request, then we may refuse to supply, or limit the supply to you of, personal credit or the service .
4.5 Consent
By providing your personal information to us and obtaining the service , you acknowledge and consent to the collection, use and disclosure of your personal information as set out in this clause 4 and in accordance with our privacy policy. You may obtain a copy of our privacy policy from us or on our website
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